When it comes to the rich and famous, insurance policies are as standard as grocery shopping.
When your livelihood depends on a particular body part, an insurance policy is necessary to safeguard your future earnings and your professional career. A good number of successful musicians have opted for an insurance policy at some point in their career.
From legends such as Bruce Springsteen to modern-day pop divas such as Rihanna, the following musicians have one thing in common: an insured body part.
Let’s get started.
Body parts: Fingers
Amount Insured: $1 million
Guitar legend Jeff Beck insured his fingers for $1 million dollars each after a cooking-related accident.
Back in 2009, Beck was cutting carrots in the kitchen when he accidentally chopped the tip of his left index finger off. Fortunately, his career was saved after a quick trip to the hospital.
However, that small incident served as a warning sign that insurance is a no-brainer when it comes to his famous fingers.
Jeff Beck is known for his involvement with the Yardbirds, the Jeff Beck Group, and Beck, Bogert & Appice. The Brit guitar legend is known for his stylistic prowess.
His instrumental recorded output spans across multiple genres, including blues rock, hard rock, psychedelic rock and jazz fusion.
Beck is widely lauded as one of the most influential guitarists in the history of rock ‘n’ roll.
Our next one on the list is:
Body parts: Hands
Amount insured: $1.6 million
Keith Richards is nothing without his famous hands.
The Rolling Stone guitarist insured his appendages for $1.6 million. In an interview with Fortune, Richards claimed that his hands are his business. And who can debate that, really?
He’s simply looking out for his financial interests.
Richards is best known as the co-founder, guitarist, secondary vocalist and co-principal songwriter of the legendary band The Rolling Stones.
He’s the ultimate riff wizard. He’s particularly noted for the way his guitar parts interweave with that of the other guitarist in the Stones – Brian Jones (1962-1969), Mick Taylor (1969-1975) and Ronnie Wood (1975).
Some of his most famous works include “Paint It Black”, “Ruby Tuesday”, “Sympathy for the Devil” and “Gimme Shelter”.
Body part: Voice
Amount insured: $6 million
This New Jersey native insured his voice for $6 million as a preventative measure in case he ever ends up losing his voice or severely damaging his vocal cords.
While he was not super public about this insurance policy, it seems as if he took it out back in 1988…so it’s been quite a while!
Bruce Springsteen is known for his work with the E Street Band and his illustrious solo career. The release of Born to Run in 1975 propelled him to worldwide fame.
He’s the ultimate American working-class hero since he’s widely known for his politically charged and socially conscious lyrics. Furthermore, Springsteen’s one of the world’s best selling music artists, having sold more than 135 million records worldwide.
Body part: Breasts
Amount insured: $600,000
This blond firecracker is known for her distinctive singing voice, but she’s also famous for her ample décolletage. Simply put, Dolly’s image is nothing without her assets.
She prizes them so much that she took out an insurance policy in case something happens to them. Each breast is worth $300,000 – a serious investment indeed!
Dolly Parton is primarily known for her contribution to country music. She started as a songwriter for other artists, before debuting as a solo artist in 1967 with Hello, I’m Dolly.
She’s been going from strength to strength ever since and is considered by many as a living country music legend. With over 3000 songs under her belt, Parton is definitely not a one-trick pony.
She’s also a businesswoman, a humanitarian, an actress, author and a multi-instrumentalist.
Our next one is strange…
David Lee Roth
Body part: Sperm
Amount insured: $1 million
Diamond Dave reportedly purchased an insurance policy that protected his sperm in the 1980s. He did this mainly to guard himself against any potential paternity lawsuits. A smart move if you’re a rockstar with a tonne of suitors!
Widely known as the lead singer of the hard rock band Van Halen between 1974 to 1985, and from 2006 onwards, Roth is also a successful solo artist in his own right.
He’s got an impressive vocal range of five octaves and three notes.
Diamond Dave managed to patch things up with Van Halen back in 2006, rejoining the band and touring with the rest of the members for a North American tour.
It was a successful reunion since this tour ended up being the band’s highest-grossing touring venture.
Body part: Vocal cords
Amount insured: $35 million
The “Hero” singer insured her vocal cords during her Sweet Sweet Fantasy Tour for a whopping $35 million. That’s not a typo!
During this same period, she also insured her legs for an equal amount. She did this to protect herself in case something happened during the tour.
This “Songbird Supreme” is known for her five-octave vocal range and her signature singing style and use of the whistle register.
She achieved worldwide success back in the 1990s, with the albums Music Box (1993), Merry Christmas (1994) and Daydream (1995).
Furthermore, she is recognised as one of the pioneers of contemporary pop and R&B music and is still riding high with Las Vegas residencies, television and film projects, sold-out tours and new tunes.
Body part: Legs
Amount insured: $3.2 million
Well before her time, the Grammy-award winning singer insured her legs for $3.2 million.
In her prime, her legs appeared in countless advertisements and brand endorsements, showcasing that they are indeed two valuable possessions.
Turner’s one of the best selling recording artists of all time and is widely lauded as:
“The Queen of Rock’ n’ Roll”.
Her career spans decades: she first started as a member of the Ike & Tina Turner Revue back in 1960.
Tina was fed up of the collaboration and decided to go solo in the 1980s, a career move which was nothing short of brilliant.
In 2008, she made a brief comeback when she embarked on her Tina!: 50th Anniversary Tour – which became one of the highest-selling ticketed shows of all time.
Body parts: Breasts
Amount insured: $2 million
Madonna is another artist who decided to insure her breasts for the insane price of $2 million.
The Material Girl, famous for wearing conical bras before they became a thing, originally wanted to insure her best assets for $12 million, before deciding on $2 million.
The “Queen of Pop” has held her crown since the 1980s. She’s known for pushing all boundaries and for being the pioneer of modern pop. She’s been reinventing her music and image for decades and is an influence for contemporaries such as Lady Gaga and Shakira.
Nowadays, “Madonna” is considered to be an honorific title bestowed upon other performers who challenge the status quo.
The “Vogue” singer possesses a mezzo-soprano vocal range. Furthermore, this queen’s voice is deeply rooted in rock, emoting irony and aggression in her performances.
She also plays several musical instruments, including the drums, guitar, synthesiser and violin.
Body part: Buttocks
Amount insured: $5 million
The singer from down under decided to insure her behind for $5 million. Who knows, if anything happens to her famous backside, Minogue is definitely covered!
The Australian pop princess is an acclaimed fashion and music icon. After achieving fame thanks to the Australian soap opera Neighbours, she shifted her focus on music and released four bubblegum/dance-pop albums.
She continued to reinvent her act throughout the decades and even appeared in a couple of movies.
All in all, she sold over 70 million records worldwide and received a tonne of accolades, including a Grammy Award, three Brit Awards, 17 ARIA Music Awards, two MTV Europe Music Award and two MTV Video Music Award.
Body part: Legs
Amount insured: $1 million
After the Barbadian beauty received Gillette’s Venus Breeze Celebrity Legs of a Goddess award, she realised how precious her pins are to her. She decided to insure them for $1 million.
Let’s face it, with the amount of brand endorsement she gets, Rihanna does need to protect her gorgeous gams from any possible disastrous scenario.
If you’ve been living under a rock for the past two decades or so, and you don’t know who Rihanna is, we’ve got you covered. Rihanna’s music fuses pop, dance and R&B, and her ability to metamorphose into different personas catapulted her into stardom back in 2007.
Since then, RiRi (as she’s referred to), sold 250 million records worldwide and is considered to be one of the most influential people in the world.
She is also an esteemed featured artist and is widely known for her collaborations with pop and rap industry heavyweights such as Drake, Eminem and Calvin Harris.
Body part: Buttocks
Amount insured: $27 million
J-Lo’s famous gluteus maximus has been the talk of the town for quite a while now. Back in 1999, sites such as Eonline claimed that Lopez had insured her entire body for $1 billion. At some point, there was also a rumour that her butt alone was worth a billion bucks.
Lopez refuted these allegations. However, she does have an insurance policy on her buttocks, amounting to a humble $27 million instead of $1 billion. Still a pretty impressive figure!
Jennifer Lopez is known for popularising Latin pop in the United States. After establishing herself as an actress in Hollywood, Lopez released her debut album ‘On the 6’ in 1999.
She’s considered as the most influential Latina in the U.S, having sold 80 million records worldwide, and a cumulative film gross of $3 billion. Lopez is also highly esteemed as a dancer, fashion designer, producer and businesswoman.
Body part: Fingers
Amount insured: $1 million
The London-born violinist searched far and wide for the best insurance policy in London town before settling on Hencilla Canworth and insuring his dexterous fingers for $1 million ($100,000 per digit).
Lewis is dead set on taking care of his prized possessions.
That means no skiing, no sharp knives, and definitely no extreme sports — a small price to pay when taking into consideration his illustrious career as a professional violinist.
After breaking the Guinness World Record with his rendition of The Flight of the Bumblebee, Lewis officially became the world’s fastest violinist. This performance propelled him to stardom.
He toured Europe with War of the Worlds, and was appointed as the principal violinist in the West End production of Oliver!.
Moreover, this British violinist created the electronic music group Deviation Project, with whom he released three albums: Deviations Project in 2007, The Ivory Bow in 2008 and Adeste Fiddles in 2008.
Body part: Tongue
Amount insured: $1 million
KISS’ bassist is known for wagging his tongue during performances. Since it’s such an integral part of his on-stage persona, Gene Simmons decided to insure his tongue for a cool 1 million bucks back in the 1970s.
Simmons is known for “the Demon” persona and for his role as the bassist of the rock band Kiss, which he co-founded with lead singer and rhythm guitarist Paul Stanley.
He’s also noted for his distinctive playing style and his melodic bass lines and riffs.
In an interview with Forbes, Simmons said that he’s not a classic bass player similar to Motown or Carol Kaye. Something that he also mentioned in the interview is that McCartney could write songs because he was a guitarist before playing bass.
This enabled him to play the bass more like a string quartet. This is the same way that Simmons played in KISS:
“I’d hear melodies in my head, and that’s where the riffs in KISS come from. Guitars would join me almost like horn parts. Like ‘Black Diamond’.”
It’s safe to say that these thirteen artists can teach us a thing or two about safeguarding our best assets!
Share with a friend who would be shocked with the insane numbers mentioned in this article!